Low Rate Personal Loans in Adelaide
Are you in pursuit of a financial service that offers low rate personal loans in Adelaide? Look no further than Click Ezy Finance. Thanks to the highly qualified and competent financial advisers and over 25 years of experience, we are one of the most trusted names to turn to.
Although they may appear to be an antiquated financial instrument, personal loans can turn out to be helpful, particularly in times of need. In addition, personal loans offer a host of other advantages and can be utilised should the need arise for financing medical expenses, a family trip, or even a long-overdue family holiday.
What makes us the best option for a personal loan?
We have liaisons with a number of lenders who are amongst the best in Australia. This gives us the liberty to browse a number of loan options and choose the one that is most suitable to meet your needs.
With a prompt and professional approach, we ensure the fastest disbursement of personal loan and also with minimal documents.
What are the Benefits of Taking Personal Loans?
There are a number of benefits of taking personal loans in Adelaide from us. It is an unsecured loan and therefore, it is never secured by any tangible collateral like what happens in case of mortgages and car loans. Besides, it comes with easy repayment options
It is a much better option than using credit cards because of lower interest rates and space of negotiation. Also, these loans may come with fixed interest rate repayments throughout the entire tenure of the loan.
What types of Personal Loans do we offer?
We offer different types of personal loans. They include:
- Variable Personal Loan
- Fixed Personal Loan
- Secured Loan
- Unsecured Loan
- Overdraft/Line of Credit
- Student Loan
- Debt Consolidation.
What documents are needed for acquiring Personal Loans?
Usually, the lenders would like to have at least two of your driver’s licence, your passport, and proof of your age.
Besides, the supplementary documents that the lenders would look for include the birth certificate, Citizenship certificate, the pension card or health care card, utility bills of your property, and your overseas driver’s licence (if applicable).
What income verifications do we carry out?
- Annual salary following tax deductions
- Payslips of the last three months (in the case of salaried individuals)
- Tax returns from the last two years (in the case of self-employed individuals)
- Bank statements
What makes us your best choice as finance brokers?
After over two decades of serving the financial sector, we have turned out to be one of the best choices a finance brokers offer personal loans near Adelaide due to the following reasons:
- Competitive interest rate
- Instant fund transfers
- No fees for early repayment
- Flexible terms & conditions
- No penalties, exit fees or hidden charges
- Personalised rate of interest
- Option of redrawing extra funds
- Flexible loan terms
FAQ
Your income, your expenses, whatever obligations you may already have, and whether you are taking out the loan alone or jointly with someone else are all important considerations that will determine how much you can borrow.
You can make arrangements to repay your loan through payroll deduction, direct debit from your savings or transaction account, online banking transfer, direct debit from another financial institution, or in-person. You can choose to make additional repayments on most personal loans without facing penalties. These additional repayments are also available to you to access and redraw without incurring fees.
The level of security needed will depend on your present financial condition. We might need security in the form of a mortgage on real estate or a car loan, though you may have to incur an expense for that.
Get in touch with us at the earliest
Call us on 0451 575 956 to set up a meeting with our finance experts, or write to us at vikramj@clickezyfinance.com.au for more details about us. We will get back to you as soon as possible.